Reachrich

Our Credit Payment Terms

We understand that cash flow is a critical concern for many businesses. Reach Rich offers flexible payment terms and affiliate marketing sourcing to support your growth and improve financial flexibility.

Request Payment terms
Affiliate marketing sourcing

Payment terms for new clients

Affiliate marketing sourcing

30% deposit, balance against bill of lading

To initiate production, a 30% deposit is required. The remaining balance is due when the cargo is ready for arrival at your country’s port. Upon receiving the final payment, we will provide you with the bill of lading, which is necessary for customs clearance and collecting your goods.
  • This payment method applies to sea shipments.
  • 10–30 days to pay balance after the cargo leaves China
Apply Now

Open Account

Reach Rich supports Open Account (O/A) payment terms for qualified clients, providing the greatest payment flexibility.
  • To be eligible for O/A terms, you must meet certain criteria, including:
  • Clearing import customs under your company’s name.
  • Demonstrating a strong credit history.
  • Under O/A terms:
  • A 30% deposit is required to begin production.
  • The remaining balance is due within 30-60 days after the shipment date.
  • We offer credit limits up to $100,000, with balance payment credit periods of up to 60 days.
Apply Now

Why Choose Reach Rich for Flexible Payment Options

Flexible Credit Payment Terms

For buyers who don’t have their own companies or can’t officially declare bulk imports (making O/A unavailable), we offer alternative payment terms to support your business.


Depending on factors such as your business model, the duration of our partnership, and order quantities, we may offer a reduced deposit (less than 30%) or a credit period of up to 30 days.

Apply Now

Growth Capital to Scale Your Business

To help you manage cash flow and fuel expansion (e.g., for e-commerce businesses needing funds for inventory or marketing), we have partnered with companies that offer risk-free loans. Loan amounts range from $5,000 to $2 million, based on your store’s revenue and business credit.

Repayment is structured as a percentage of future turnover (estimated 1-20%). As an added benefit, you’ll receive a 20% discount on our service fees when using these loan options.
Apply Now

Easy Application Process for Credit Terms

Apply with your agent: Discuss your business needs and request specific payment terms.

Agent evaluation: Your agent will assess your business situation and eligibility.

Internal audit: Your agent will submit an internal assessment for review.

Final terms: You will be informed of the final approved payment terms.